If you have a car, it would be a smart decision to get a car insurance as well. You never know what will happen. Sometimes, even the most experienced and cautious driver meet an accident on the road. It may be due to another driver's fault, but it's worth having a car insurance that will help you, … [Read more...]
Practical Money Saving Tips: How to Save Money on Groceries
I grew up having very little knowledge about handling and saving money. I thought, "How would I know?" when there's only little or no money at all to manage in our household. What I remember is that my parents would always argue about money and the lack of it. It's only when I started working … [Read more...]
How to Make your Debtors Pay You through the Small Claims Court
Only a handful of things put a wedge between friendships, families, and business relationships more than debts left unpaid. Maybe it shouldn't be too big a deal when it's just a couple of hundred pesos borrowed via verbal agreement, but it's another thing altogether if the other party owes you … [Read more...]
Basics of Estate Tax: What it is, Why it’s important, and How to Compute for Estate Tax
When you have worked so hard for so long to make life easier for you and your family, you wouldn't want it all to just go to waste in the end when you finally have to face the inevitable. You would make plans to ensure the future of your dependents and beneficiaries when you're gone. The topic of … [Read more...]
How to Avail of PCSO Medical Assistance
Ordinary Filipinos can use every bit of help they can get, especially when it comes to their medical needs. Illnesses and injuries can be a big drain on one's finances, and getting financial assistance when you need it is an invaluable relief. The PCSO Individual Medical Assistance Program (IMAP) … [Read more...]
How to Know your Outstanding SSS Loan Balance Online
Do you have an existing SSS loan? Do you know how much your outstanding balance is? If you have no idea, don't worry, I'll teach you how you can check your current balance online. You can personally go to the nearest SSS branch to inquire your loan balance, but wouldn't it be better if there's a … [Read more...]
How the SSS Condonation Program helped us pay our SSS Loan easily
When the Philippine Social Security System offered the SSS Condonation Program or SSS Loan Restructuring Program (LRP), my mother-in-law (MIL) took advantage of it and filed it immediately. Just to give you a short background, my MIL loaned P20,000 from SSS way back 2005 and she never paid it. … [Read more...]
My Mother-In-Law’s SSS Disability Benefit Application
My mother-in-law has been struggling with her diabetes for several years now. Last year, she had her left leg amputated due to a small wound on her foot that got worse and complicated due to her diabetes. She has fully recovered from that operation but she is still undergoing therapy sessions to … [Read more...]
How to File SSS Disability Benefit and how much will you get?
My mother-in-law had her left leg amputated last year due to diabetes. When she heard about the SSS Disability Benefit, she asked me to assist her in filing her benefit. We went to the nearest SSS branch and we inquired about the SSS Disability Benefit and they gave us the Application Form and the … [Read more...]
Ultimate Guide: How to Compute for SSS Maternity Benefit
When I gave birth to my first child in 2013, I received a total amount of P39,000 from my SSS Maternity Benefit. At that time, that was the maximum maternity benefit that a female SSS member can receive assuming that she paid at least 6 maximum monthly contributions within the 12-month period prior … [Read more...]
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