Welcome to the Pinay Investor Blog!

Hi, I’m Janice Germano Sabitsana. 

I’m a Registered  Financial Planner, Speaker, Columnist, and Content Creator. 
I am passionate about helping people understand the importance of financial literacy, and I want to empower everyone to make smart money decisions. 
My mission is to spread financial awareness through my writing, speaking engagements, and content creation – making it easier for everyday Filipinos to understand their personal finances. 

With a focus on practical money-management strategies and budgeting tips, I strive to help people reach their own financial goals.
Join me in this journey of becoming financially well-informed and secure. Together, let’s create a financially successful future for us all! 

Speaking Engagements

janice sabitsana-speaker
Retirement Planning Workshop

Congress of the Philippines: Commission on Appointments

Retirement Planning Keynote Speech

Armed Forces of the Philippines: Army, Air Force, and Navy

Financial Wellness Talk

Accenture Philippines

janice sabitsana financial literacy speaker
Financial Literacy Seminar

AFPMBAI All Uniformed Services: AFP, PNP, BFP, BJMP, PCG, BuCor, and NAMRIA

janice sabitsana personal finance speaker
Retirement Planning Session
For AFP Sergeant Majors
janice sabitsana personal finance speaker
Financial Literacy for Children

JA Philippines, Inc.

Psychology of Money

AFP Radio DWDD MBAI Connect

Blog Posts


Empowering Young Minds: Cha-Ching Takes Financial Literacy to a Million Students

As a parent, I understand the importance of teaching children about money from an early age. 

emergency savings

How To Build Your Emergency Fund

While none of us like to think about emergencies happening, the truth is, they can happen. And without an emergency fund, how can you cover them?

budgeting for beginners

Faith-Based Budgeting: How to Align Your Finances with Your Beliefs

Faith-based budgeting is a holistic approach to personal finance that seeks to integrate our beliefs and values into our spending, saving, and investment decisions.

YouTube Videos

Biblical Money Principles: How to Manage Money God's Way

Budgeting Basics: Paano Ba Mag Budget ng Pera?

Budgeting 101: How to Budget P20,000 Income


I love how you incorporate biblical principles into your content. 😊❤ I would also like to ask if you can give us tithing tips, if it is weekly or biweekly based on your salary cutoff. Again, thank you so much! May He continue to use and bless you more. ❤
Carmela dawn
YouTube Comment
Thank you. Starting our small family and never really learned money budgeting. I love that you included Bible Verse in your lesson. God Bless.
YouTube Comment

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