Welcome to the Pinay Investor Blog!

Hi, I’m Janice Germano Sabitsana.
I’m a Registered Financial Planner, Speaker, Columnist, and Content Creator.
I am passionate about helping people understand the importance of financial literacy, and I want to empower everyone to make smart money decisions.
My mission is to spread financial awareness through my writing, speaking engagements, and content creation – making it easier for everyday Filipinos to understand their personal finances.
With a focus on practical money-management strategies and budgeting tips, I strive to help people reach their own financial goals.
With a focus on practical money-management strategies and budgeting tips, I strive to help people reach their own financial goals.
Join me in this journey of becoming financially well-informed and secure. Together, let’s create a financially successful future for us all!
Speaking Engagements

Retirement Planning Workshop
Congress of the Philippines: Commission on Appointments

Retirement Planning Keynote Speech
Armed Forces of the Philippines: Army, Air Force, and Navy

Financial Wellness Talk
Accenture Philippines

Financial Literacy Seminar
AFPMBAI All Uniformed Services: AFP, PNP, BFP, BJMP, PCG, BuCor, and NAMRIA

Retirement Planning Session

For AFP Sergeant Majors

Financial Literacy for Children
JA Philippines, Inc.

Psychology of Money
AFP Radio DWDD MBAI Connect
Blog Posts

Empowering Young Minds: Cha-Ching Takes Financial Literacy to a Million Students
As a parent, I understand the importance of teaching children about money from an early age.

How To Build Your Emergency Fund
While none of us like to think about emergencies happening, the truth is, they can happen. And without an emergency fund, how can you cover them?

Faith-Based Budgeting: How to Align Your Finances with Your Beliefs
Faith-based budgeting is a holistic approach to personal finance that seeks to integrate our beliefs and values into our spending, saving, and investment decisions.
YouTube Videos
Biblical Money Principles: How to Manage Money God's Way
Budgeting Basics: Paano Ba Mag Budget ng Pera?
Budgeting 101: How to Budget P20,000 Income
Testimonials
I love how you incorporate biblical principles into your content. 😊❤ I would also like to ask if you can give us tithing tips, if it is weekly or biweekly based on your salary cutoff. Again, thank you so much! May He continue to use and bless you more. ❤

Carmela dawn
YouTube Comment
Thank you. Starting our small family and never really learned money budgeting. I love that you included Bible Verse in your lesson. God Bless.

LifeSnaps
YouTube Comment

Free Templates!
- Budget Printables
- Budget Spreadsheet
- And more!