Hi, I’m Janice Germano Sabitsana.
With a focus on practical money-management strategies and budgeting tips, I strive to help people reach their own financial goals.
Retirement Planning Workshop
Congress of the Philippines: Commission on Appointments
Retirement Planning Keynote Speech
Armed Forces of the Philippines: Army, Air Force, and Navy
Financial Wellness Talk
Financial Literacy Seminar
AFPMBAI All Uniformed Services: AFP, PNP, BFP, BJMP, PCG, BuCor, and NAMRIA
Retirement Planning Session
For AFP Sergeant Majors
Financial Literacy for Children
JA Philippines, Inc.
Psychology of Money
AFP Radio DWDD MBAI Connect
Empowering Young Minds: Cha-Ching Takes Financial Literacy to a Million Students
As a parent, I understand the importance of teaching children about money from an early age.
How To Build Your Emergency Fund
While none of us like to think about emergencies happening, the truth is, they can happen. And without an emergency fund, how can you cover them?
Faith-Based Budgeting: How to Align Your Finances with Your Beliefs
Faith-based budgeting is a holistic approach to personal finance that seeks to integrate our beliefs and values into our spending, saving, and investment decisions.
Biblical Money Principles: How to Manage Money God's Way
Budgeting Basics: Paano Ba Mag Budget ng Pera?
Budgeting 101: How to Budget P20,000 Income
- Budget Printables
- Budget Spreadsheet
- And more!