If you’re new here, you may want to subscribe to my Exclusive Email List for more Tips and Freebies!Want More Personal Finance Tips? Subscribe to my Exclusive Email List. Talk to you soon! Two weeks ago, we welcomed our second child, Jordan Lincoln, into the world. He’s a healthy and happy little boy, and we’re …
For low income families in the Philippines, budgeting is really a challenge. It’s not easy to budget when your income is barely enough to cover your basic needs. Every peso counts, and you have to be very careful with how you spend your money. And that’s just the everyday struggles. There are also unexpected expenses …
Budgeting Tips for Low Income Families in the Philippines Read More »
When it comes to managing your money, there can be a lot of challenges if you and your spouse have different incomes. If you’re the primary breadwinner in your family, it can be tough to manage your money when your spouse earns less. You may feel like you have to carry the financial burden yourself, …
How To Manage Money With Your Spouse When You Earn More Read More »
Inflation has been on the rise in the Philippines this year. Last month the inflation rate reached 6.1%. That’s a lot of money that you’re losing every month! You’ve been trying to save money for a while now. You’ve been careful about what you spend, and you’ve been putting money aside every month. But even …
How to Beat the Rising Inflation Rate in the Philippines this 2022 Read More »
Saving money can be difficult, especially when you’re not sure how much you should save each month. You may have heard that you should be saving 10-20% of your monthly income, but what does that really mean for you? When it comes to saving money, there is no one-size-fits-all answer. The amount you should save …
Money is one of the most common causes of stress in a marriage. Couples need to sit down and have a frank discussion about their finances—how they handle money, what their spending habits are like, and how they plan to save for the future. When couples are unable to agree on money matters, it can …
10 Tips for Creating Financial Harmony in Your Marriage Read More »
When it comes to choosing the right type of life insurance, it can be tough to decide. Do you go with a term insurance, which is pure protection and offers no investment components? Or do you choose a VUL plan, which gives you the option of investing your money in addition to getting coverage? And …
Term Insurance BTID vs VUL vs Whole Life: Which One Is Right For You? Read More »
Do you ever feel like you can’t get ahead financially because your income is constantly being eaten up by bills and expenses? If so, the 50-30-20 budget may be right for you! The 50-30-20 rule is a simple way to manage your money and make sure that you are always putting something aside for savings. …
How to Manage Your Income Using The 50-30-20 Budget Read More »
Sick of paying full-price? You can continue overspending — or you can follow these online shopping tips and save money every time you shop online. We all like to save money where possible, and online shopping is no different. After all, there’s always something we need to buy – food, groceries, appliances, gadgets, clothes, gifts, …
30 Online Shopping Tips to Get the Best Deals and Save Money Read More »
I was a little bit saddened and worried at the same time when I received a text message from ING Philippines about its exit from the retail banking market last June 24. “Dear Janice, we regret to let you know that ING has decided to exit the retail banking market in the Philippines. For now, …
ING Philippines Retail Banking Exit: Can I Still Withdraw My Money? Read More »
