How to Pay Credit Card Bills Online through BPI Online Banking

Do you want to pay your credit card bills online?

That is possible with BPI Online Banking.

If you have enough funds in your BPI savings account and you are enrolled in BPI Online Banking, you can easily settle your credit card bills online without going to the bank anymore.

If you are new to online banking, the process might be a little confusing, but don’t worry, I’ll do my best to explain how it works.

If you are already enrolled in BPI Online, just skip the registration part and proceed to the steps on how to enroll and pay credit card online.

How to Register in BPI Online Banking

If you haven’t used the BPI Online facility before, the first thing you need to do is to register.

To register, follow these steps:

1. Go to bpi.com.ph.
2. Click Register Now.
3. Input the required information in the Online Registration Form.
4. Submit the signed form to the nearest BPI branch or mail it to BPI Main Office at the following address:
   • BPI Fulfillment Banking Department
     9th Floor BPI Card Center
     8753 Paseo de Roxas Makati City 1200, Philippines
5. Activate your Online Banking enrollment at the ATM machine using your ATM card.

If you want to read the detailed steps, click here:

Step-by-Step Guide for BPI Online Banking Registration

 

How to Enroll Credit Card Biller in BPI Online

If this is your first time to pay your credit card bill in BPI Online, you need to enroll or add the biller first.

Follow these steps to add your credit card biller in BPI Online:

1. Go to bpi.com.ph.
2. Login.
3. Click Other Services.
4. Add New Recipient.
5. Under Recipient, choose Billers.
6. Enter the required information:
   • Biller: Citibank (CITICC)
   • Reference number: Citibank credit card number
7. Click Next.
8. Enter the One-Time PIN or OTP, which will be sent to your registered mobile number.

List of Credit Cards Accepted in BPI Online Bills Payment

Please take note that not all credit cards are available for enrollment and payment in BPI Online.

Check the list below to see the credit cards that you can enroll and pay via BPI online banking.

Merchant Name	Short Name	Reference Number for Enrollment	Other Requirements  for Enrollment
Bankard	RCBC	card number	Signed Enrollment Form
BPI Globe BanKo	BanKo		Signed Enrollment Form
BPI Express Card Corp	BECCTS
BPI Express Cash	CASHCA
BPI Express Cash	XCASH		Signed Enrollment Form
BPI Express Credit Card	BECC	credit card customer number	Signed enrollment form
			-Your own BPI Credit Card that are not viewable in My Portfolio
			-Another person’s BPI Credit Card
BPI Mastercard	BEC MC		Signed Enrollment Form
Chinabank Creditcard	CBCCC	Credit Card Number/Primary Account Number	Print, Sign and Mail form + Copy of Credit Card Statement
Citibank Credit Card	CITICC	credit card number	Signed Enrollment Form
Emerson Corporate Cards	EMS CC	Card Number	Signed Enrollment Form
HSBC Mastercard	HKB MC	credit card number	Signed Enrollment Form
HSBC Visa	HKBVSA		Signed Enrollment Form
The Hongkong & Shanghai Banking Corp.	HSBCPL		Signed Enrollment Form
SB Cards Diners	DINERS	card number	Signed Enrollment Form
Unionbank Credit Card	UBP CC	Credit Card Number	Signed Enrollment Form

Click here to see the Complete List of Merchants or Billers in BPI Online Banking.

How to Pay Credit Card Bills in BPI Online Banking

1. Go to bpi.com.ph.
2. Login.
3. Click Payments/Load.
4. Enter the required information:
   • BPI Account pay from.
   • Amount to Pay.
   • Pay to – Select the appropriate Credit Card that you want to pay (Example: Citibank or CITICC)
   • Notes – This is optional. (Example: Citibank CC Bill Payment – April 2020)
5. Click Next
6. Confirm the transaction details
7. Enter the One-Time PIN or OTP, which will be sent to your registered mobile number.

A payment confirmation email will also be sent to your registered email address for your bills payment transaction.

Credit cards eligible for scheduled bills payment in BPI Online:

1. BPI Express Credit Card
2. Citibank Credit Card
3. The Hongkong & Shanghai Banking Corp. (HSBC)

WATCH:  How to Add Biller or Credit Card Bills in BPI Online Banking

WATCH: How to Pay Credit Card Online via BPI Online Banking

How to View BPI Credit Card Statement of Account Online

For BPI Credit Cardholders, these are steps on how to view or download your BPI Credit Card bill or Statement of Account (eSOA) online.

1. Go to bpi.com.ph.
2. Login.
3. Click Other Services.
4. Click My Statements.
5. Under Account, select BPI Credit Card.
6. Select the Statement Date.
7. Click Download.

Open the downloaded file to view your BPI Statement of Account.

You may also print it if you want to have a hard copy of your bill. Just click the print icon above the document.

 

 

Conclusion:

Since most of my credit cards are available for payment through BPI Online Bills Payment facility, it’s very convenient for me now to pay them online.

Before I knew about this online banking thing, I used to go to each bank to pay my credit card bills.

I had to go to HSBC to pay my HSBC credit card, to Citibank to pay my Citibank credit card, and to RCBC to pay my RCBC credit card.

I would usually allot half day or more to pay my credit card bills.

I had to deal with the weekday traffic and the long lines at the banks.

It was time-consuming. Plus, I had to spend extra money for parking and food.

But not anymore, because almost all my credit cards are now enrolled in BPI Online Banking.

With just a few taps or clicks, I can easily pay them anytime and anywhere.

So, if you want to experience the same convenience, enroll your credit card bills now and start paying them online.

Click here to read:

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