budgeting 101

grocery budgeting

7 Tipid Tips To Make The Most Out Of Your Food & Grocery Budget

If you’re like many moms out there, you might be taking a close look at your regular spending and wondering where you can cut back to save money and reach your family’s financial goals. While some expenses like your house payment might be fixed, others offer a bit more flexibility. One of those flexible, or variable expenses, is …

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budgeting for beginners

8 Reasons Why You Need A Budget

I’m sure you’ve heard of budgeting, but do you ever find yourself wondering why you would need a budget? Why should you put forth the time and effort in creating one? In my previous blog post, I shared some tips on How to Make a Monthly Budget for Beginners and if you’d like to start your own …

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sinking fund

Budgeting for Beginners: How to Make a Monthly Budget (FREE Budget Template)

Do you constantly find yourself running out of money before your next pay day, having absolutely no clue where it went? The issue most people have is that they don’t know where the money is going, so it feels like there is never enough. Living without a budget is incredibly dangerous and it makes managing …

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